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See the Security section of our web site to learn more about how we protect your personal information.

When you submit your application, the results will be available in a matter of seconds in most cases. Once approved, you will be able to choose how much you want to borrow up to your approved amount.

For residents of states where PayDay OK is the lender, your payday loan can be paid off at any time or refinanced at any time. Subject to PayDay OK's refinance policy, you may choose to:

1. Pay the loan off in full.
2. Refinance: Pay interest and fees only*
3. Refinance: Pay interest and part principal (in increments of $10)
4. Do nothing and your loan will Auto-OK

* PayDay OK policy allows a maximum of four finance charge only payments.

Simply do nothing and we will Auto-OK your loan. On your due date, if we don't hear from you, we will automatically deduct a payment of 10% of the original loan amount plus the finance charge due. Each payment will reduce your principal balance until paid in full.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

If you are unable to make the payment on your due date, please contact Customer Support.

You need a job or proven source of income, email address, home phone, checking account in good standing, and you must be at least 18 years of age. All signed Loan Agreements are subject to verification of prior loan history and application data.

PayDay OK defines an account in good standing if it reflects 30 days of transaction history without any of the following:

• Non-sufficient fund transactions
• Returned checks
• Overdraft charges
• Negative account balances

PayDay OK does not deposit funds into accounts with negative balances.

Your application will be either approved or declined based on our evaluation of the information you provide. Occasionally we may ask customers to fax additional information.

Our loans range from $100 - $500. You may be eligible for an increase to your loan amount depending on your payment history. Details vary by state. Click Calculate Your Loan Costs for more information.

Details vary by state. Click Calculate Your Loan Costs for more information.

We complete application verification at 5:00 PM CST. If approved, your money will be electronically transferred (ACH) to your bank that day (Monday through Friday excluding bank holidays). The funds should arrive at your bank the following day. You can contact the ACH department of your bank to verify that the funds have been credited to your account.