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Cash Advance Dallas

A proud member of the great state of Texas, Dallas is a busy and exciting metropolis. As with most sophisticated cities, there are plenty of financial companies and services from which to choose. Most people are looking for the same things in a company or service: ethics, simplicity, easy-to-understand terms, and a fair deal.

If you find yourself short between paychecks, you no longer have to worry about bouncing checks or being unable to provide for your family during the wait between checks. PayDay OK offers a cash advance loan service that is reliable, trustworthy, easy to understand, and quick. We won't waste your money on hidden fees, and we'll offer you the lowest rates available online.

We beat the competition hands down in terms of fees. Some companies charge up to $15 per $100 loaned. Our finance charges are calculated on the basis of $10 per $100, per each 14-day loan period. We ensure your privacy by performing all transactions online. This also allows us to work quickly and promptly.

In states where PayDay OK is the lender, your payday loan can be paid off at any time or refinanced at any time. An email reminder will be sent to you 3 days before your payday loan is due. Subject to PayDay OK's refinance policy, you may choose to:

  • Pay off the loan and finance charges completely
  • Pay off the loan finance charges & refinance the loan *
  • Pay finance charges and part principal and refinance the loan
  • Pay the loan back early and receive prorated finance charges

* PayDay OK policy allows a maximum of four finance charge only payments.

Anytime prior to the due date of your loan payment, you will have the option to choose the payment option that works best for you.

Simply do nothing and we will Auto-OK your loan. On your due date, if we don't hear from you, we will automatically deduct a payment of 10% of the original loan amount plus the finance charge due. This will be electronically debited from your checking account on your due date and your payday loan will automatically refinance. This payment will reduce your principal balance until paid in full.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

 

Finance charges are calculated on the basis of $10 per $100 borrowed for each 14 day period, which is equivalent to an APR of 260.71%.