Caught short between paychecks? Payday loan can help!
It doesn’t matter if you need cash for an emergency or need some help until payday, PaydayOK can provide you with the money you need with a payday loan. We work directly with lenders, turning in your application to find you an array of online payday loans and cash advance options that can help you meet your obligations.
The great thing about online payday loans is just as easy and quick it is to get one. If you’re in need of quick cash or been searching for an online payday loan, our PaydayOK professionals can help you find a loan that’s right for you.
Most people who submit an application for a payday loan will be granted one. All you need to be is 18 years of age, a U.S. citizen or permanent resident of the U.S., have regular income coming in and have a bank account.
The possibility of being approved for a line of credit or installment loan depends on the state you live in. PaydayOk can set up your payday loan online, but we know that some people need financial flexibility. Our professionals can set you up with reputable lenders for a line of credit or installment loan. This allows you to borrow more with acceptable payment terms. Check out our cash advance page to learn more.
PaydayOk Loans can provide you with several types of loans including but not limited to:
Of course, the kind of loan you qualify loan depends on your state of residence. Be sure to carefully look over your loan documents before signing anything. You want to know what loan terms are and what kind of loan you’re getting. These types and terms can vary by each state.
PaydayOk operates in 46 of the 50 states – we have no operations in North Carolina, Georgia, New York and New Jersey.
These loans are short-term answers to a financial crunch, and there are not many cases where they are very helpful. Therefore, before you sign up for one, know what the risks and costs are behind one.
You ask for a payday loan for a couple of hundreds of dollars that is repaid when you get your next payday check. You write a check for the borrowed amount, leaving it with the lender until the day you have it marked to be cashed.
If you’re unable to pay the loan back on it due date, some lenders will agree to roll it over into a new loan or extend it. However, failing to repay the loan means even higher fees. Some states have limits on the number of loan rollovers you can do or outlaw them altogether. Make sure to know what your state allows before taking out a payday loan.
Companies that offer payday loans tend to do so without checking your credit report or score. Therefore, you can have bad credit and still qualify for a payday loan. They are generally geared toward people who have less than great credit.
Here’s what you have to truly understand about these loans compared to traditional ones: The annual percentage rate (APR) can surpass 100 percent many times, which means you could pay $20 or more for a two-week $100 loan.
If you’re unable to pay your bills, need grocery money or car repair cash, and your payday is still too far away, a payday loan may be the answer. It’s just a short-term, principal loan that you repay on your next payday.
PaydayOk professionals want to make your financial difficulties a little less difficult. We offer a fast application process and provide you with an instant decision with immediate access to the cash. You have three ways to apply for a payday loan:
And, no matter which option you go with, the process is simple and fast with amazing customer service. Do you need a payday loan? Submit your application to start the process.