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LoanĀ Calculators

Use our calculators to finesse your monthly budget, compare borrowing costs and plan for your future. That's enough to count all of your income and expenses

Definitions

Loan amount

Total dollar amount of your loan.

Interest rate

The annual interest rate, often called an annual percentage rate (APR) for this loan or line of credit.

Monthly payment

Monthly principal and interest payment (PI) for this loan or line of credit.

Payment options

Select the option that matches your payment type:

  • Fixed loan term

    Traditional amortization produces a fixed monthly payment. The monthly payment calculated will leave a zero balance at the end of the loan's term.

  • 2%, 1.5% or 1% of balance

    Your minimum payment is calculated as a percentage of the outstanding principal balance. Your minimum payment will change each month, and if you only make the minimum payment your balance will not be zero at the end of your loan's term.

  • 100% of interest owed

    For lines paying interest owed, your payment is 100% of the interest accrued during the month but no principal. Your pay