PaydayOk.com has been leading the way in cash advance loans since 1997. Million of Americans have been using the PaydayOk.com extensive network of trusted and reliable lenders to find short-term loans when they need them most. If urgent or unexpected expenses arise, a quick loan can provide you with the funds you require until your next pay check arrives. The process of applying for you cash advance, receiving you money, and making you repayments couldn’t be easier.
First of all you can be approved even with a poor credit history or none at all because your future earnings are used to guarantee your cash loan. This means that no documents or paperwork need to be faxed or mailed, and that people who have been turned down for loans by other institutions due to bad credit are able to apply. Even if you have no credit, it isn’t a problem, and by making your repayments on time, you can help to develop a good credit rating, thereby lowering your interest rates on other loans.
The limited eligibility requirements mean that as long as you are a U.S. citizen or permanent resident, are aged at least 18 years or over at the time of your application, have a monthly income of at least $1000 after taxes, and have a bank account in your name that can receive electronic money transfers, you can get approval for a payday advance.
PaydayOk.com connects you to a vast range of well-established short-term loan providers. These companies know that you have a wide range of options available to you when looking for a cash advance, so they have to ensure that their rates are competitive if they want your business. Once you’ve selected a lender, you can specify the amount of money you wish to borrow, with most offering anything from $100 up to $1000, and some even more.
The majority of lenders will offer you a two-week loan period for your cash advance, but depending on your state of residence, there may be some who are able to offer up to 30 day loan terms. After you and your lender have agreed on your loan amount, the associated fees, and your repayment date, your funds can be transferred directly to your bank account within just a few hours, available for you to withdraw and use.
If that wasn’t easy enough, repayment of your online cash advance is even more effortless. Your lender will simply make an automated deduction for the amount of your cash advance and fees directly from your bank account on the date of your next salary payment. You don’t have to worry about a thing.
At PaydayOk.com you can complete your application for a cash advance in minutes, receive your funds directly in your bank account within a matter of hours, and make your repayments on time without any effort at all. You can make all the necessary arrangements from the comfort of home in just a few clicks. What could be more convenient than that?