If you need cash right away, chances are that you don't have time to shop around for the best deal on a loan; and unless your credit is spotless, you are not likely to qualify for conventional lending from your local bank. With an online Payday Loan Application, you can get the money you need in just a few hours. Read more to find out how a quick cash advance can help you cover urgent expenses before your next payday.
How do I apply for a payday cash advance?
You have three options for completing your Payday Loan Application:
- Print the application and fill it out, then fax it or send it to us through the mail;
- Call our toll-free number and apply over the phone;
- Use our easy and convenient online Payday Loan Application and get your approval almost instantly. To use the application, go to the credit sesame login page or your lender page and enter your details.
Once you have submitted the requested information, your application to a number of payday lenders, who will offer you the best loan at the lowest possible rate. You will be notified as soon as your loan is approved, and your money will be wired to you by the next business day or sooner.
Do I have to have a bank account to apply for an instant payday loan?
When you submit a Payday Loan Application, you will be asked to provide your bank account information. Your application cannot be approved without a valid checking or savings account number. When you receive your short term loan approval, the funds will be wired directly to your account, where you can access the money immediately.
How soon can I get my money once my cash advance is approved?
In most cases, your money will be wired to you within a few hours, once your Payday Loan Application is approved. If you apply on a weekday, you may have your funds in as little as two hours; if your application is received on a weekend, you will normally have to wait until the next business day to receive your cash.
Can I get an online payday loan even if I have bad credit?
There is no credit check required when you submit a Payday Loan Application. All you need to qualify for an instant cash loan is a steady job with a verifiable income and a bank account. Because most banks will typically not issue bad credit loans, an online cash advance is ideal for people who have a few bad marks on their credit history.
No matter how responsible you are with your finances, you may find yourself in a situation where you need cash right away. Don't risk huge bank fees and penalties by writing a check in the hope that it will not clear before your next payday; fill out a Payday Loan Application now and get the cash you need to cover your expenses today.