Columbus Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Columbus resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Columbus resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Columbus payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Columbus Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Columbus payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Columbus Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Columbus Mean?

Columbus Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Columbus Loan?

Columbus residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Columbus residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Columbus Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Columbus residents need to know when reading the conditions of the Columbus payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Columbus residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Columbus residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Columbus loan over $100.
  • Maximum APR – The annual percentage rate for an Columbus resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Columbus residents.
  • Maximum Term – Residents who get payday loan in Columbus may have a repayment term of one week up to 31 days.

What Are The Columbus Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Columbus resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Columbus payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Columbus residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Columbus Payday Loans and Cash Advance Companies

30TH AV PACKAGE STORE
31903, 3001 Victory Dr
Columbus GA
706-687-3372
Advance America
31907, 4536 Buena Vista Road
Columbus GA
706-660-1998
Advance America
31903, 1627 South Lumpkin Road
Columbus GA
706-682-4123
Advance America
31904, 2497 Airport Thruway
Columbus GA
706-660-1998
CASA DE CHEQUES INTERCAMBIO
31904, 4509 Veterans Pkwy
Columbus GA
706-571-9091
Cash In Advance
31903, 4393 Victory Drive
Columbus GA
706-689-3111
Cash In Advance
31901, 5301 Armour Red & Airport
Columbus GA
706-653-9939
Cash N Advance
31904, 2503 Manchester Expressway
Columbus GA
706-323-3001
Cash N Advance
31903, 3759 Victory Drive Suite 2
Columbus GA
706-687-9991
Cash N Advance
31909, 5301 Armour Road
Columbus GA
706-653-9939
Cash N Advance
31901, 1246 10Th Avenue
Columbus GA
706-653-8828
Cash N Advance
31907, 4791 Buena Vista Road
Columbus GA
706-568-9995
CASH PLUS INC
31903, 386 Andrews Rd
Columbus GA
706-687-5811
Checkcare Systems Inc
31907, 3907 Macon Road
Columbus GA
706-563-3721
Check Into Cash
31904, 1709 Manchester Expressway
Columbus GA
706-494-1898
Check Into Cash
31906, 3360 Buena Vista Road
Columbus GA
706-689-9543
Check Into Cash Of Georgia
31904, 1709-B Manchester Expy
Columbus GA
706-494-1898
Check Master
31904, 5977 Whitesville Road Suite 25
Columbus GA
706-221-9224
Check Mate
31904, 1435 54Th Street
Columbus GA
706-324-2667
Crown Check Cashers
31909, 5120 Warm Springs Road
Columbus GA
706-563-1313
Ez Rental & Check Cashing
31907, 4017 Buena Vista Road
Columbus GA
706-563-3353
EZ RENTAL & CHECK CASHING
31904, 1901 Manchester Expy Ste A2
Columbus GA
706-507-1914
EZ RENTAL & CHECK CASHING
31907, 4017 Buena Vista Rd
Columbus GA
706-563-3353
First American Cash Advance
31907, 4035 Buena Vista Rd
Columbus GA
706-565-1980
First American Cash Advance
31903, 1807 South Lumpkin Road
Columbus GA
706-687-5529
First American Cash Advance
31903, 1807 S Lumpkin Rd
Columbus GA
706-687-5529
Mr Cash Pawn & Jewelry
31903, 2071 South Lumpkin Road
Columbus GA
706-682-0116
Mr Check Casher
31903, 3809 Victory Drive
Columbus GA
706-687-8666
MR CHECK CASHER
31903, 3809 Victory Dr
Columbus GA
706-687-8666
Mr G's Check Cashing
31906, 2421 Mrtn Lthr Kng Jr
Columbus GA
706-653-7766
Ms Cash Advance
31903, 2014 Fort Benning Road
Columbus GA
706-682-7410
NORTHSIDE PAWN SHOP
31904, 1648 Manchester Expy
Columbus GA
706-322-0561
Operational Management Llc
31907, 4686 Buena Vista Road
Columbus GA
706-221-9852
Pos Systems Inc
31907, 4494 Longview Dr
Columbus GA
706-561-2531
Quick Mini Mkt & Check Cashing
31901, 1344 Broadway
Columbus GA
706-596-8771
Security Check
31904, 4225 Armour Road
Columbus GA
706-221-6986
Steve Griffin
31903, 3809 Victory Dr
Columbus GA
706-689-8335
Unique Diversified Financial & Tax Service
31906, 132 North Oakley Drive
Columbus GA
706-687-8050
VILLAGE PAWN SHOP
31903, 937 Fort Benning Rd
Columbus GA
706-689-3928
XTRABUCKS
31907, 4105 Buena Vista Rd
Columbus GA
706-565-1980