Lafayette Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Lafayette resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Lafayette resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Lafayette payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Lafayette Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Lafayette payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Lafayette Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Lafayette Mean?

Lafayette Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Lafayette Loan?

Lafayette residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Lafayette residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Lafayette Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Lafayette residents need to know when reading the conditions of the Lafayette payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Lafayette residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Lafayette residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Lafayette loan over $100.
  • Maximum APR – The annual percentage rate for an Lafayette resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Lafayette residents.
  • Maximum Term – Residents who get payday loan in Lafayette may have a repayment term of one week up to 31 days.

What Are The Lafayette Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Lafayette resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Lafayette payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Lafayette residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Lafayette Payday Loans and Cash Advance Companies

Ace America's Cash Express
70506, 2222 Ambassadr Cffry Parkway
Lafayette LA
337-216-0086
Ace America's Cash Express
70501, 100 East Willow Street
Lafayette LA
337-269-5994
ACE CASH EXPRESS
70506, 2222 Ambassador Caffery Pkwy
Lafayette LA
337-216-0086
Advance America
70508, 2316 West Pinhook Road
Lafayette LA
337-267-4588
ADVANCE AMERICA
70506, 3148 Ambassador Caffery Pkwy
Lafayette LA
337-984-6142
ADVANCE AMERICA
70508, 2316 W Pinhook Rd
Lafayette LA
337-267-4588
Aheck Cashing Center
70501, 224 E Pinhook Rd
Lafayette LA
337-232-6704
American Check Cashers
70501, 2333 East Pinhook Road
Lafayette LA
337-237-5004
American Check Cashers
70501, 600 Northwest Evangeline Trwy
Lafayette LA
337-232-2274
American Check Cashers
70506, 150 Ridge Road
Lafayette LA
337-988-2275
American Check Cashers
70503, 4702 Johnston Street
Lafayette LA
337-989-2274
A S A A B Finance Co Inc
70501, 823 W Congress St
Lafayette LA
337-261-1216
Cadence Holdings Llc
70501, 100 E Willow St
Lafayette LA
337-269-5994
Cadence Holdings Llc
70506, 2224 Ambassador St
Lafayette LA
337-216-0086
Cash Com
70506, 2309 Ambassadr Cffry Parkway
Lafayette LA
337-984-9159
Cash Com
70501, 2021 Northwest Evangeline Trwy
Lafayette LA
337-234-7788
Cash Com
70503, 3142 Johnston Street
Lafayette LA
337-993-0030
Cash Com
70503, 4515 Johnston Street
Lafayette LA
337-984-2274
CASH TYME
70506, 1512 Ambassador Caffery Pkwy
Lafayette LA
337-993-0449
Champion Finance Llc
70506, 1830 West University Avenue
Lafayette LA
337-233-1880
Check Cashing Center
70501, 616 Jefferson Boulevard
Lafayette LA
337-237-4916
CHECK CASHING INC
70501, 616 Jefferson Blvd
Lafayette LA
337-237-4916
Check Into Cash
70501, 1215 Northwest Evangeline Trwy
Lafayette LA
337-291-2101
Check Into Cash
70508, 200 Production Drive
Lafayette LA
337-232-6391
Check Into Cash
70503, 2954 Johnston Street
Lafayette LA
337-264-9150
CHECK INTO CASH
70508, 200 Production Dr
Lafayette LA
337-232-6391
CHECK INTO CASH
70506, 120 Curran Ln
Lafayette LA
337-993-2084
CHECK INTO CASH
70501, 1215 Nw Evangeline Trwy
Lafayette LA
337-291-2101
Check Into Cash Of Louisiana
70508, 200 Production Dr Ste 13
Lafayette LA
337-232-6391
Check Into Cash Of Louisiana
70503, 2954 Johnston St
Lafayette LA
337-264-9150
Check Into Cash Of Louisiana
70501, 1215 Nw Evnglne Thrwy D
Lafayette LA
337-291-2101
Check Into Cash Of Louisiana
70506, 120 Curran Ln Ste F
Lafayette LA
337-993-2084
Cigarettes & Checks Inc
70503, 5738 Johnston St
Lafayette LA
337-989-2581
CIGARETTE WAREHOUSE CHECK CASH
70506, 3904 Cameron St
Lafayette LA
337-235-6766
Cigarette Warehouse Check Cashing Service
70506, 3904 Cameron Street
Lafayette LA
337-235-6766
Drewskis Drive Thru Cater
70506, 2127 Dulles Dr
Lafayette LA
337-981-0531
Easy Money
70501, 510 Johnston Street
Lafayette LA
337-233-1360
Easy Money
70503, 1510 Johnston Street
Lafayette LA
337-233-1360
EASY MONEY EMG
70506, 116 Arnould Blvd
Lafayette LA
337-991-9688
EXPRESS CHECK ADVANCE
70507, 431 E Pont Des Mouton Rd
Lafayette LA
337-234-6916
Moneygram
70503, 4501 Johnston Street
Lafayette LA
337-993-2373
MONEY MART
70503, 4702 Johnston St Ste A
Lafayette LA
337-989-2274
MONEY MART
70506, 150 Ridge Rd
Lafayette LA
337-988-2275
MONEY MART
70503, 4519 Johnston St
Lafayette LA
337-984-2274
MONEY MART
70501, 2021 Nw Evangeline Trwy Ste B
Lafayette LA
337-234-7788
MONEY MART
70501, 600 Nw Evangeline Trwy
Lafayette LA
337-232-2274
MONEY MART
70501, 616 Jefferson Blvd Ste A
Lafayette LA
337-237-4916
Mr Payroll
70506, 905 Ambassadr Cffry Parkway
Lafayette LA
337-289-0296
Mr Payroll
70501, 1339 Se Evangeline Trwy
Lafayette LA
337-261-0420
Mr Payroll
70506, 905 Ambssdor Caffery Pkwy
Lafayette LA
337-289-0296
Mr Payroll
70501, 1339 Southeast Evangeline Trwy
Lafayette LA
337-261-0420
National Money Mart Company
70508, 2333 W Pinhook Rd
Lafayette LA
337-237-5004
National Money Mart Company
70506, 2309 Ambassador Caffery
Lafayette LA
337-984-9159
National Money Mart Company
70501, 2021 Nw Evangeline Trwy
Lafayette LA
337-234-7788
National Money Mart Company
70503, 3142 Johnston St
Lafayette LA
337-993-0030