Dayton Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Dayton resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Dayton resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Dayton payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Dayton Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Dayton payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Dayton Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Dayton Mean?

Dayton Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Dayton Loan?

Dayton residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Dayton residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Dayton Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Dayton residents need to know when reading the conditions of the Dayton payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Dayton residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Dayton residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Dayton loan over $100.
  • Maximum APR – The annual percentage rate for an Dayton resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Dayton residents.
  • Maximum Term – Residents who get payday loan in Dayton may have a repayment term of one week up to 31 days.

What Are The Dayton Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Dayton resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Dayton payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Dayton residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Dayton Payday Loans and Cash Advance Companies

Ace America's Cash Express
45424, 6143 Brandt Pike
Dayton OH
937-233-7992
Ace America's Cash Express
45414, 5250 North Dixie Drive
Dayton OH
937-567-1840
Ace America's Cash Express
45402, Eastown Shopping Centre
Dayton OH
937-258-2860
A CE AMERICAS CASH EXPRESS
45403, 61 S Harbine Ave
Dayton OH
937-258-2860
ACE AMERICAS CASH EXPRESS
45406, 3934 Salem Ave
Dayton OH
937-275-8426
ACE AMERICAS CASH EXPRESS
45390, Eastown Shopping Ctr
Dayton OH
937-258-2860
ACE AMERICAS CASH EXPRESS
45414, 5250b N Dixie Dr
Dayton OH
937-567-1840
Ace America's Cash Express - Eastown Shopping Center
45414, 5250 North Dixie Drive
Dayton OH
937-258-2860
Ace Check Cashing
45414, 5250 N Dixie Dr
Dayton OH
937-567-1840
Advance America
45414, 3896 North Dixie Drive
Dayton OH
937-275-0102
Advance America
45426, 5143 Salem Avenue
Dayton OH
937-837-4544
Advance America
45449, 5420 Springboro Pike
Dayton OH
937-643-9244
Advance America
45420, 2039 East Dorothy Lane
Dayton OH
937-294-3573
Advance America Cash Advance Center Inc
45424, 4642 Brandt Pike
Dayton OH
937-233-8414
ALLIED CASH ADVANCE
45439, 5103 Springboro Pike
Dayton OH
937-299-9647
BEST CHECKING
45406, 2806 Salem Ave
Dayton OH
937-279-9755
Buckeye Check Cashing Inc
45432, 4212 Linden Ave
Dayton OH
937-254-7800
Buckeye Check Cashing Inc
45426, 5521 Salem Ave
Dayton OH
937-854-3392
CASH ADVANCE CENTERS OF OHIO
45449, 2016 S Alex Rd
Dayton OH
937-247-0358
CASH ADVANCE CENTERS OF OHIO
45414, 3317 N Dixie Dr
Dayton OH
937-610-3764
Cashland
45449, 5582 Springboro Pike
Dayton OH
937-298-2726
Cashland
45404, 643 Troy St
Dayton OH
937-224-0011
Cashland
45439, Miamisburg Centervil
Dayton OH
937-866-9253
Cashland
45449, 3858 Miamsbrg Cntrvlle Road
Dayton OH
937-866-9253
Cashland
45426, 5150 Salem Avenue
Dayton OH
937-854-0690
Cashland
45424, 6101 Brandt Pike
Dayton OH
937-233-4397
Cashland
45449, 1232 East Central Avenue
Dayton OH
937-233-4397
Cashland
45404, 643 Troy Street
Dayton OH
937-224-0011
Cashland
45402, 100 East 3Rd Street
Dayton OH
513-988-1305
Cashland
45420, 1331 Wilmington Avenue
Dayton OH
937-396-1846
Cashland
45420, 2320 East Dorothy Lane
Dayton OH
937-395-0103
Cashland
45415, 4977 North Main Street
Dayton OH
937-278-0148
Cashland
45410, 2933 Linden Avenue
Dayton OH
937-252-0434
CASHLAND
45415, 4977 N Main St
Dayton OH
937-278-0148
CASHLAND
45426, 5150 Salem Ave
Dayton OH
937-854-0690
CASHLAND
45449, 3858 Miamisburg Centerville Rd
Dayton OH
937-866-9253
CASHLAND
45424, 6375 Chambersburg Rd
Dayton OH
937-233-4397
CASHLAND
45420, 1331 Wilmington Ave
Dayton OH
937-396-1846
CASHLAND
45431, 602 Woodman Dr
Dayton OH
937-253-7842
CASHLAND
45404, 643 Troy St
Dayton OH
937-224-0012
CASHLAND
45410, 2933 Linden Ave
Dayton OH
937-252-0434
Cashland - Collections
45402, 100 East 3Rd Street
Dayton OH
937-285-4720
Cashland - Collections
45424, 6101 Brandt Pike
Dayton OH
937-586-4954
Cashland - Corporate Office
45402, 100 East 3Rd Street
Dayton OH
937-228-5314
Cashland Financial Services
45402, 100 E 3Rd St
Dayton OH
937-228-5314
Cashland Financial Services
45431, 435 Woodman Dr
Dayton OH
937-258-3998
Cashland Financial Services Inc
45431, 435 Woodman Drive
Dayton OH
937-253-7842
Cashland Financial Services Inc
45403, 3129 East 3Rd Street
Dayton OH
937-258-6017
Cashland Inc
45402, 100 East 3Rd Street
Dayton OH
513-988-1325
Check Advance Of Ohio
45420, 2515 South Smithville Road
Dayton OH
937-258-2899
Check Exchange
45402, 4317 West Third Westown
Dayton OH
937-262-9422
Check Exchange
45420, 2302 East Dorothy Lane
Dayton OH
937-293-2441
CHECK EXCHANGE
45417, 4317 W 3rd St
Dayton OH
937-262-9488
CHECK EXCHANGE
45405, 4171 N Main St
Dayton OH
937-278-4320
CHECK EXCHANGE
45403, 1030 S Smithville Rd
Dayton OH
937-256-5717
Check Into Cash
45431, 170 Woodman Drive
Dayton OH
937-254-0113
Check Into Cash
45402, 1068 Patterson Road
Dayton OH
937-253-8330
Check Into Cash
45424, 6202 Brandt Pike
Dayton OH
937-236-5747
Check Into Cash
45406, 3283 West Siebenthaler Avenue
Dayton OH
937-278-1170
Check Into Cash Of Ohio Llc
45420, 1068 Patterson Rd
Dayton OH
937-253-8330
Check Into Cash Of Ohio Llc
45406, 3283 W Siebenthaler Ave
Dayton OH
937-278-1170
Check Into Cash Of Ohio Llc
45431, 170 Woodman Dr
Dayton OH
937-254-0113
Checksmart
45432, 4212 Linden Avenue
Dayton OH
937-254-7800
Checksmart
45426, 5521 Salem Avenue
Dayton OH
937-854-3392
Checksmart
45449, 1947 South Alex Road
Dayton OH
937-847-2800
Checksmart
45424, 7645 Troy Pike
Dayton OH
937-236-4988
CHECKSMART
45414, 2129 Needmore Rd
Dayton OH
937-567-1450
CHECKSMART
45449, 1947 S Alex Rd
Dayton OH
937-847-2800
CHECKSMART
45459, 2930 W Alex Bell Rd
Dayton OH
937-428-7530
CHECKSMART
45440, 4064 Wilmington Pike
Dayton OH
937-294-0500
East Dayton Currency Exchange
45407, 1616 West 3Rd Street
Dayton OH
937-254-3773
EAST DAYTON CURRENCY EXCHANGE
45403, 1612 E 3rd St
Dayton OH
937-254-3773
FAST CASH EXPRESS TAX PLACE
45424, 5979 Troy Pike
Dayton OH
937-233-5935
FAST PAYDAY LOANS
45424, 5745 Troy Pike
Dayton OH
937-235-6506
FAST PAYDAY LOANS
45405, 4523 N Main St
Dayton OH
937-610-1508
F & E Hedman Check Protectors & Signers
45429, 1563 East Dorothy Lane Suite 300
Dayton OH
937-293-6611
HOMETOWN CASH ADVANCE
45429, 3108 Wilmington Pike Ste 100
Dayton OH
937-299-9000
Howsan Inc
45402, 1616 W 3Rd St
Dayton OH
937-223-3773
Kentucky Check Exchange
45424, 5575 Troy Pike
Dayton OH
937-236-3456
Kentucky Check Exchange
45449, 206 N Springboro Pike
Dayton OH
937-432-0151
Kentucky Check Exchange
45449, 206 Springboro Pike
Dayton OH
937-432-0151
Kentucky Check Exchange
45419, 2607 Wilmington Pike
Dayton OH
937-293-2441
Kentucky Check Exchange
45405, 4171 North Main Street
Dayton OH
937-278-4320
Kentucky Check Exchange
45417, 4317 West 3Rd Street
Dayton OH
937-262-9422
Kentucky Check Exchange
45403, 1030 South Smithville Road
Dayton OH
937-256-5717
Ky Check Exchange
45424, 2035 Harshman Road
Dayton OH
937-237-7316
Money Back
45449, 5658 Springboro Pike
Dayton OH
937-299-9868
Money Back Inc
45431, 5572 Airway Road
Dayton OH
937-258-2757
National Cash Advance
45449, 5678 Springboro Pike
Dayton OH
937-643-9874
National Cash Advance
45419, 2758 Wilmington Pike
Dayton OH
937-643-1013
NATIONAL CASH ADVANCE
45405, 4705 N Main St
Dayton OH
937-278-6098
NATIONAL CASH ADVANCE
45426, 5268 Salem Ave
Dayton OH
937-854-3223
QC FINANCIAL
45406, 2804 Salem Ave
Dayton OH
937-278-0428
QUIK CASH
45406, 2804 Salem Ave Ste A
Dayton OH
937-278-0428
QUIK CASH
45459, 1520 Miamisburg Centerville Rd
Dayton OH
937-435-3703
QUIK CASH
45424, 6075 Brandt Pike
Dayton OH
937-235-5966
RENT A CENTER
45424, 6051 Brandt Pike
Dayton OH
937-233-0999
RENT A CENTER
45431, 465 Woodman Dr
Dayton OH
937-254-9600
RENT A CENTER
45417, 4297 W 3rd St
Dayton OH
937-268-9999
Schear Financial Service Inc
45402, 100 E 3Rd St Ste 450
Dayton OH
937-228-5314
United Check Cashing
45414, 3207 North Dixie Drive
Dayton OH
937-277-7110
UNITED CHECK CASHING
45414, 3207 N Dixie Dr
Dayton OH
937-277-7110
United Check Cashing Co
45414, 5615 N Dixie Dr
Dayton OH
937-275-3981
West Dayton Currency Exchange
45407, 1616 West 3Rd Street
Dayton OH
937-223-3773