Youngstown Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Youngstown resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Youngstown resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Youngstown payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Youngstown Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Youngstown payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Youngstown Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Youngstown Mean?

Youngstown Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Youngstown Loan?

Youngstown residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Youngstown residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Youngstown Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Youngstown residents need to know when reading the conditions of the Youngstown payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Youngstown residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Youngstown residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Youngstown loan over $100.
  • Maximum APR – The annual percentage rate for an Youngstown resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Youngstown residents.
  • Maximum Term – Residents who get payday loan in Youngstown may have a repayment term of one week up to 31 days.

What Are The Youngstown Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Youngstown resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Youngstown payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Youngstown residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Youngstown Payday Loans and Cash Advance Companies

Ace America's Cash Express
44509, 3306 Mahoning Avenue
Youngstown OH
330-792-9883
Ace Americas Cash Express
44512, 272 Boardman Canfield Road
Youngstown OH
330-965-1601
Ace Americas Cash Express
44509, 3306 Mahoning Avenue
Youngstown OH
330-793-6808
Ace Americas Cash Express
44514, 4040 Youngstown Poland Road
Youngstown OH
330-788-1334
ACE AMERICAS CASH EXPRESS
44501, 4040 Younstown Poland Rd
Youngstown OH
330-788-1334
ACE CASH EXPRESS
44505, 3029 Belmont Ave
Youngstown OH
330-759-0916
ACE CASH EXPRESS
44509, 3306 Mahoning Ave
Youngstown OH
330-792-9883
ACE CASH EXPRESS
44512, 272 Boardman Canfield Rd
Youngstown OH
330-965-1601
ACE CASH EXPRESS
44507, 2550 1/2 Market St
Youngstown OH
330-788-2313
ACE CASH EXPRESS
44502, 850 E Midlothian Blvd
Youngstown OH
330-781-0876
ACE CASH EXPRESS
44514, 4040 Youngstown Poland Rd
Youngstown OH
330-788-1334
ACE CASH EXPRESS
44502, 2660 Cooper St
Youngstown OH
330-781-0878
Ace Cash Express Inc
44505, 3029 Belmont Avenue
Youngstown OH
330-759-0916
Ace Cash Express Inc
44509, 3306 Mahoning Ave
Youngstown OH
330-793-6808
Ace Cash Express Inc
44514, 4040 Youngstown Poland Rd
Youngstown OH
330-788-1535
Ace Cash Express Inc
44507, 2550 Market Street
Youngstown OH
330-788-2313
Advance America
44515, 4429 Mahoning Avenue
Youngstown OH
330-793-9092
Advance America
44512, 6810 Market Street Suite 105
Youngstown OH
330-629-9880
Advance America
44512, 5963 South Avenue
Youngstown OH
330-629-8687
Advance America
44505, 3231 Belmont Avenue
Youngstown OH
330-759-4866
ADVANCE AMERICA
44505, 3231 Belmont Ave
Youngstown OH
330-759-4866
Advance Check Cashing
44515, 3700 Mahoning Ave
Youngstown OH
330-792-3773
ADVANCE CHECK CASHING
44501, 2750 Mahoning Ave Astntwn Twp
Youngstown OH
330-792-3773
Advance Pay Usa
44512, 90 Boardman Poland Road
Youngstown OH
330-729-1250
Austintown Advanced Check Cashing
44515, 3700 Mahoning Avenue
Youngstown OH
330-792-3773
CASH CONNECTION
44512, 18 Boardman Poland Rd
Youngstown OH
330-629-2101
CASH DEPOT
44512, 813 Boardman Poland Rd
Youngstown OH
330-965-6602
CASH DEPOT
44501, On Rt 224
Youngstown OH
330-965-6602
Cashland
44512, 640 Boardman Canfield Road
Youngstown OH
330-965-8706
CASHLAND
44512, 640 Boardman Canfield Rd
Youngstown OH
330-965-8706
CASHLAND
44502, 890 E Midlothian Blvd
Youngstown OH
330-788-7003
Cashland Financial Services
44502, 890 East Midlothian Boulevard
Youngstown OH
330-788-7003
Cashland Financial Services Inc
44515, 4805 Mahoning Avenue
Youngstown OH
330-792-7778
Check Into Cash
44505, 3551 Belmont Avenue Suite 37
Youngstown OH
330-759-9202
Check Into Cash
44512, 435 Boardman Canfield Road
Youngstown OH
330-965-9776
Check Into Cash
44515, 5880 Mahoning Avenue
Youngstown OH
330-793-3907
CHECK INTO CASH
44515, 4774 Mahoning Ave Ste 6
Youngstown OH
330-793-3907
Check Into Cash Of Ohio Llc
44505, 3551 Belmont Ave Ste 37
Youngstown OH
330-759-9202
Check Into Cash Of Ohio Llc
44515, 4774 Mahoning Ave 6
Youngstown OH
330-793-3907
Check Into Cash Of Ohio Llc
44502, 859 E Midlothian Blvd
Youngstown OH
330-783-0997
Check Into Cash Of Ohio Llc
44512, 435 Boardman Canfield Rd
Youngstown OH
330-965-9776
CHECKSMART
44505, 663 Gypsy Ln
Youngstown OH
330-743-1568
Direct Emc Inc
44503, 100 Federal Plaza East
Youngstown OH
330-746-3258
Federal Cash Express
44512, 4845 Market St
Youngstown OH
330-782-4400
FEDERAL CASH EXPRESS
44512, 5200 Market St
Youngstown OH
330-782-0100
FIRST AMERICAN CASH ADV
44505, 2710 Belmont Ave
Youngstown OH
330-759-6910
First American Cash Advance
44505, 2912 Mccartney Rd
Youngstown OH
330-744-5330
Jordan Beauty Supply
44507, 1520 Market Street
Youngstown OH
330-743-8655
LOANSMART
44515, 4742 Mahoning Ave
Youngstown OH
330-797-0518
Midwest Money Center
44505, 3026 Belmont Ave
Youngstown OH
330-759-8899
Midwest Money Center
44515, 5536 Mahoning Avenue
Youngstown OH
330-793-1119
Midwest Money Center
44512, 5021 Market Street
Youngstown OH
330-781-0566
Midwest Money Center
44505, 642 Gypsy Lane
Youngstown OH
330-747-2274
MIDWEST MONEY CENTER
44511, 3415 Canfield Rd
Youngstown OH
330-270-8644
MIDWEST MONEY CENTER
44512, 5021 Market St
Youngstown OH
330-781-0566
National Cash Advance
44505, 3105 Belmont Avenue
Youngstown OH
330-759-4628
National Cash Advance
44509, 3341 Mahoning Avenue
Youngstown OH
330-270-9490
NATIONAL CASH ADVANCE
44512, 5205 Market St
Youngstown OH
330-788-3748
NATIONAL CASH ADVANCE
44509, 3341 Mahoning Ave
Youngstown OH
330-270-9490
NATIONAL CASH ADVANCE
44505, 3105 Belmont Ave
Youngstown OH
330-759-4628
PAYDAY CASH ADVANCE
44512, 74 Boardman Poland Rd
Youngstown OH
330-729-9420
Penguin Check Cashing
44505, 3233 Belmont Ave
Youngstown OH
330-759-7888
Penguin Check Cashing
44505, 3233 Belmont Avenue
Youngstown OH
330-759-7888
QUICK CASH INC
44512, 721 Boardman Canfield Rd Ste 3
Youngstown OH
330-726-5918
QUICK CASH INC
44507, 3431 Market St
Youngstown OH
330-781-0414
RENT A CENTER
44507, 2625 Market St
Youngstown OH
330-782-7556