Allentown Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Allentown resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Allentown resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Allentown payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Allentown Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Allentown payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Allentown Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Allentown Mean?

Allentown Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Allentown Loan?

Allentown residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Allentown residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Allentown Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Allentown residents need to know when reading the conditions of the Allentown payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Allentown residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Allentown residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Allentown loan over $100.
  • Maximum APR – The annual percentage rate for an Allentown resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Allentown residents.
  • Maximum Term – Residents who get payday loan in Allentown may have a repayment term of one week up to 31 days.

What Are The Allentown Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Allentown resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Allentown payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Allentown residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Allentown Payday Loans and Cash Advance Companies

A PAWN PLUS
18102, 636 N 7th St
Allentown PA
610-437-5600
A Pawn Plus Inc
18102, 636 North 7Th Street
Allentown PA
610-437-5600
A-Town Pawn Shop
18101, 929 West Hamilton Street
Allentown PA
610-439-2404
A TOWN PAWN SHOP
18101, 929 W Hamilton St
Allentown PA
610-439-2404
Cimakasky Office Equipment
18101, Allentown
Allentown PA
610-437-6033
Ez Cash
18102, 209 N 6Th St
Allentown PA
610-740-9598
FAMILY FINANCIAL CENTER
18101, 822 W Hamilton St
Allentown PA
610-433-4960
FAST CASH INC
18104, 5917 Tilghman St
Allentown PA
610-398-4075
Financial Exchange Co Of Pa
18101, 40 N 7Th St
Allentown PA
610-433-5300
Financial Exchange Co Of Pa
18101, 13 American Pkwy 2
Allentown PA
610-433-2350
Financial Exchange Co-Op Of Pa Inc
18102, 40 North 7Th Street
Allentown PA
610-433-5300
FLEXCHECK CASH ADVANCE CENTERS
18109, 1300 Hanover Ave
Allentown PA
610-433-3126
Group Travel Associates Inc
18104, 1409 North Cedar Crest Boulevard
Allentown PA
610-439-4901
MONEY MART
18101, 13 American Pkwy
Allentown PA
610-433-2350
Nancy's Cashier
18102, 503 North 7Th Street
Allentown PA
610-820-9487
Nancys Cashier
18102, 503 N 7Th St
Allentown PA
610-820-9487
National Cash Advance
18103, 1609 Lehigh Street
Allentown PA
610-798-9776
National Cash Advance
18109, 2102 Union Boulevard
Allentown PA
610-782-0390
Our Ez Cash Inc
18102, 604 N 14Th St
Allentown PA
610-740-0200
Pawn America Inc
18101, 923 Hamilton Mall
Allentown PA
610-776-1767
PAWNAMERICA INC
18101, 923 W Hamilton St Unit 1
Allentown PA
610-776-1767
PLAZA SERVICEE CENTER
18103, 832 Saint John St
Allentown PA
610-770-8830
RIVERA CHECK CASHING
18101, 1127 W Hamilton St
Allentown PA
484-664-7702
Rodriguez Check Cashing
18102, 511 North 7Th Street
Allentown PA
610-433-1578
Rodriguez Check Cashing
18102, 511 N 7Th St
Allentown PA
610-433-1578
United Check Cashing
18109, 1105 Union Boulevard
Allentown PA
610-434-5380
UNITED CHECK CASHING
18104, 373 Susquehanna Trl
Allentown PA
610-791-9388
UNITED CHECK CASHING
18109, 1105 Union Blvd
Allentown PA
610-434-5380
UNITED CHECK CASHING
18102, 1226 W Liberty St
Allentown PA
610-433-4331
UNITED CHECK CASHING
18104, 359 Susquehanna Trl
Allentown PA
610-791-9388
United Check Cashing Inc
18102, 1226 West Liberty Street
Allentown PA
610-433-4331
United Check Cashing Inc
18103, 359 W Susquehanna St
Allentown PA
610-791-9388
United Check Cashing Inc
18104, 359 Susquehanna Trail
Allentown PA
610-791-9388
UNTD CHECK CASH
18103, 2870 W Emaus Ave
Allentown PA
610-791-9389