El Paso Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an El Paso resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an El Paso resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the El Paso payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should El Paso Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why El Paso payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. El Paso Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in El Paso Mean?

El Paso Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An El Paso Loan?

El Paso residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. El Paso residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms El Paso Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms El Paso residents need to know when reading the conditions of the El Paso payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. El Paso residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – El Paso residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any El Paso loan over $100.
  • Maximum APR – The annual percentage rate for an El Paso resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for El Paso residents.
  • Maximum Term – Residents who get payday loan in El Paso may have a repayment term of one week up to 31 days.

What Are The El Paso Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal El Paso resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the El Paso payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

El Paso residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

El Paso Payday Loans and Cash Advance Companies

4Ez Money Now
79901, El Paso
El Paso TX
915-581-0841
Ace America's Cash Express
79907, 835 North Zaragoza Road
El Paso TX
915-860-9433
Ace America's Cash Express
79936, 12135 Montwood Drive
El Paso TX
915-856-9973
Ace America's Cash Express
79936, 1830 George Dieter Drive
El Paso TX
915-849-6651
Ace America's Cash Express
79915, 7138 Alameda Avenue
El Paso TX
915-843-2431
Ace America's Cash Express
79903, 4700 Montana Avenue
El Paso TX
915-566-6005
Ace America's Cash Express
79912, 7500 North Mesa Street Suite 219
El Paso TX
915-833-7427
Ace America's Cash Express
79904, 8220B Dyer Street
El Paso TX
915-759-0222
Ace America's Cash Express
79925, 8838 Viscount Boulevard Suite J
El Paso TX
915-633-6165
Ace America's Cash Express
79915, 424 North Yarbrough Drive Suite A
El Paso TX
915-595-2241
Ace America's Cash Express
79925, 9600 Montana Avenue
El Paso TX
915-592-7790
Ace America's Cash Express
79932, 5070 Doniphan Drive Suite D
El Paso TX
915-585-6275
Ace America's Cash Express
79936, 1360 North Lee Trevino Drive
El Paso TX
915-633-6780
Ace Americas Cash Express
79924, 9130 Dyer Street
El Paso TX
915-751-4820
Ace Americas Cash Express
79902, 1829 Montana Avenue
El Paso TX
915-532-5828
Ace America's Cash Express - Located Inside Wal-Mart
79904, 5501 Dyer Street Suite B
El Paso TX
915-562-5693
ACE CASH EXPRESS
79932, 5070 Doniphan Dr
El Paso TX
915-832-0372
ACE CASH EXPRESS
79907, 835 N Zaragoza Rd Ste J
El Paso TX
915-860-9433
ACE CASH EXPRESS
79925, 8838 Viscount Blvd Ste J
El Paso TX
915-633-6165
ACE CASH EXPRESS
79925, 6100 Montana Ave Ste E
El Paso TX
915-772-2752
ACE CASH EXPRESS
79904, 8220 Dyer St
El Paso TX
915-759-0222
ACE CASH EXPRESS
79904, 3901 Hercules Ave Apt 17
El Paso TX
915-759-0389
ACE CASH EXPRESS
79904, 2821 Titanic Ave
El Paso TX
915-755-1483
ACE CASH EXPRESS
79902, 2500 N Mesa St Ste C
El Paso TX
915-838-1675
ACE CASH EXPRESS
79902, 1829 Montana Ave
El Paso TX
915-532-5828
ACE CASH EXPRESS
79902, 401 E Schuster Ave
El Paso TX
915-351-6628
ACE CASH EXPRESS
79912, 5865 Acacia Cir
El Paso TX
915-842-0583
ACE CASH EXPRESS
79912, 7500 N Mesa St
El Paso TX
915-833-7427
ACE CASH EXPRESS
79912, 6543 Laramie Ridge Ln
El Paso TX
915-581-9663
ACE CASH EXPRESS
79936, 1360 N Lee Trevino Dr
El Paso TX
915-633-6780
ACE CASH EXPRESS
79936, 1830 George Dieter Dr Ste 104
El Paso TX
915-849-6651
ACE CASH EXPRESS
79934, 11021 Rogers Hornsby St
El Paso TX
915-759-6980
ACE CASH EXPRESS
79932, 239 Stern Dr
El Paso TX
915-875-0247
ACE CASH EXPRESS
79907, 115 S Americas Ave Ste F
El Paso TX
915-859-1291
ACE CASH EXPRESS
79924, 9130 Dyer St
El Paso TX
915-751-4820
ACE CASH EXPRESS
79924, 5140 Fairbanks Dr Ste 6
El Paso TX
915-755-4378
ACE CASH EXPRESS
79922, 1055 Sunland Park Dr Ste B
El Paso TX
915-587-1423
Ace Cash Express Inc
79936, 12135 Montwood Dr Ste 103
El Paso TX
915-856-9973
Ace Cash Express Inc
79903, 4700 Montana Ave
El Paso TX
915-566-6005
Ace Cash Express Inc
79904, 5501 Dyer St Ste B
El Paso TX
915-562-5693
Ace Cash Express Inc
79915, 424 N Yarbrough Dr Ste A
El Paso TX
915-595-2241
Ace Cash Express Inc
79915, 7138 Alameda Ave
El Paso TX
915-843-2431
Ace Cash Express Inc
79925, 9600 Montana Ave
El Paso TX
915-592-2909
Ace Cash Express Inc
79932, 5070 Doniphan Dr Ste D
El Paso TX
915-585-6275
Advanced Internet
79904, 4023 Fred Wilson Avenue # A
El Paso TX
915-562-7904
America's Cash Plus
79907, 201 South Americas Avenue
El Paso TX
915-859-1399
AMERICAS CASH PLUS
79907, 201 S Americas Ave Apt S
El Paso TX
915-859-1399
Americas Cash Plus Inc
79907, 201 S Americas Ave
El Paso TX
915-859-1399
Banctec
79936, 1790 North Lee Trevino Drive Suite 313
El Paso TX
915-593-7545
Cash It Here
79902, 2301 North Mesa Street
El Paso TX
915-542-1214
Cash It Here
79903, 4902 Montana Avenue
El Paso TX
915-565-1495
Cash It Here
79907, 1155 North Zaragoza Road Suite A103
El Paso TX
915-790-0635
Cash-It-Here
79924, 9155 Dyer Street
El Paso TX
915-751-6957
Cash-It-Here
79905, 6920 Delta Drive Suite 2
El Paso TX
915-778-6308
Cash-It-Here
79905, 2901 Alameda Avenue
El Paso TX
915-544-2995
CASH IT HERE
79932, 8034 N Mesa St
El Paso TX
915-584-5804
CASH IT HERE
79903, 1921 Montana Ave
El Paso TX
915-542-1214
CASH IT HERE
79936, 1461 N Lee Trevino Dr
El Paso TX
915-598-8866
Cash It Here Inc
79907, 8718 Alameda Avenue
El Paso TX
915-858-0975
CASH STORE
79936, 1830 N Zaragoza Rd
El Paso TX
915-856-9900
CASH STORE
79907, 8820 N Loop Dr
El Paso TX
915-860-9119
CASH STORE
79935, 10705 Gateway Blvd W
El Paso TX
915-591-9890
Check America
79935, 2267 Trawood Drive
El Paso TX
915-781-2435
Check In Cash Out
79906, 4717 Fred Wilson Avenue # B
El Paso TX
915-565-0067
Check In Cash Out
79930, 4020 Monroe Avenue Suite F
El Paso TX
915-565-9847
CHECK IN CASH OUT
79930, 4020 Monroe Ave Ste F
El Paso TX
915-565-9847
Check N Cash
79901, 515 South Kansas Street
El Paso TX
915-544-5274
Check Systems
79903, 915 Huckleberry Street
El Paso TX
915-562-1551
Collectrite Inc
79903, 2211 East Missouri Avenue
El Paso TX
915-533-9000
Cybernet Funding Inc
79903, 4665 Montana Avenue
El Paso TX
915-565-3274
El Paso No 1 Inc
79924, 9155 Dyer St
El Paso TX
915-751-6957
Fast Bucks
79930, 4929 Dyer St
El Paso TX
915-566-1886
FASTBUCKS
79930, 4001 Dyer St
El Paso TX
915-566-1886
FAST CASH NOW
79930, 3910 Dyer St
El Paso TX
915-562-4143
MELEK
79901, 6001 Gateway W
El Paso TX
915-775-0270
MELEK CORP
79905, 2931 Central Ave
El Paso TX
915-521-8085
MELEK CORP
79901, 306 E Paisano Dr
El Paso TX
915-534-7474
Melek Corporation
79905, 2931 Central Ave
El Paso TX
915-542-3131
Melek Corporation
79912, 750 Sunland Park Dr Ofc
El Paso TX
915-587-6213
Melek Corporation
79912, 7500 North Mesa Street
El Paso TX
915-842-8723
Melek Corporation
79925, Cielo Vista Mall
El Paso TX
915-778-1397
Melek Corporation
79925, 1132 Geronimo Drive
El Paso TX
915-774-0496
Melek Corporation
79925, Bassett Centre
El Paso TX
915-771-7168
Melek Corporation
79905, 2931 Central Avenue
El Paso TX
915-542-3131
Melek Corporation
79901, 306 East Paisano Drive
El Paso TX
915-534-7474
Melek Service Center
79901, Sunland Park Mall
El Paso TX
915-587-6213
MELEK SERVICE CENTER
79901, Bassett Ctr
El Paso TX
915-771-7168
Mmb Financial Services Inc
79906, 4717 Fred Wilson Ave
El Paso TX
915-565-9847
Monumex Money Exchange
79901, 105 E San Antonio Ave
El Paso TX
915-532-9902
MR PAYROLL
79930, 4426 Dyer St
El Paso TX
915-566-7070
MR PAYROLL
79930, 3708 Monroe Ave
El Paso TX
915-566-7070
Nch Nuworld Marketing
79906, 26 Walter Jones Boulevard Suite A
El Paso TX
915-772-3399
Office General
79936, 1478 George Dieter Drive Suite I
El Paso TX
915-921-0355
Pack Crate & Ship
79935, 10870 Pellicano Drive
El Paso TX
915-593-1581
QUICK CASH INC
79901, 9515 Gateway W
El Paso TX
915-775-1911
QUIK CASH
79902, 2625 N Mesa St Ste C
El Paso TX
915-351-9625
QUIK CASH
79936, 1475 George Dieter Dr Ste F
El Paso TX
915-633-1341
QUIK CASH
79936, 2000 N Lee Trevino Dr
El Paso TX
915-629-6970
QUIK CASH
79915, 7021 Alameda Ave
El Paso TX
915-778-4574
QUIK CASH
79901, 2030 Myrtle Ave
El Paso TX
915-351-9625
RENT A CENTER
79936, 1830 George Dieter Dr
El Paso TX
915-590-6155
RENT A CENTER
79924, 9740 Dyer St # B
El Paso TX
915-751-7898
RENT A CENTER
79907, 500 N Zaragoza Rd Ste Q1
El Paso TX
915-872-1799
SAMSOS EXPRESS MONEY TRANSFER
79915, 429 N Yarbrough Dr
El Paso TX
915-598-1658
SERVICIO CONFIA
79905, 2133 Central Ave
El Paso TX
915-351-1658
Synchro Systems
79997, Po Box 972372
El Paso TX
915-598-3053
Trans Card Systems Of Texas
79912, 5848 Acacia Circle Suite A201
El Paso TX
915-833-8883
Valuta Corp
79901, 301 E Paisano Dr
El Paso TX
915-544-1152
VALUTA CORP
79901, 300 S Mesa St Ste A
El Paso TX
915-544-1152
Valuta Corporation
79901, 301 East Paisano Drive
El Paso TX
915-544-1152