Salt Lake City Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Salt Lake City resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Salt Lake City resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Salt Lake City payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Salt Lake City Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Salt Lake City payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Salt Lake City Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Salt Lake City Mean?

Salt Lake City Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Salt Lake City Loan?

Salt Lake City residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Salt Lake City residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Salt Lake City Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Salt Lake City residents need to know when reading the conditions of the Salt Lake City payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Salt Lake City residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Salt Lake City residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Salt Lake City loan over $100.
  • Maximum APR – The annual percentage rate for an Salt Lake City resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Salt Lake City residents.
  • Maximum Term – Residents who get payday loan in Salt Lake City may have a repayment term of one week up to 31 days.

What Are The Salt Lake City Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Salt Lake City resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Salt Lake City payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Salt Lake City residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Salt Lake City Payday Loans and Cash Advance Companies

1ST CHOICE MONEY CENTER
84115, 67 W 1700 S
Salt Lake City UT
801-487-4121
1ST CHOICE MONEY CENTER
84104, 1244 S Redwood Rd
Salt Lake City UT
801-886-1888
1ST CHOICE MONEY CENTER
84123, 4132 S Redwood Rd
Salt Lake City UT
801-955-0880
1ST CHOICE MONEY CENTER
84123, 552 W 4500 S
Salt Lake City UT
801-262-8277
1ST CHOICE MONEY CENTER
84111, 274 E 900 S
Salt Lake City UT
801-359-0737
1ST CHOICE MONEY CENTER
84106, 1050 E 3300 S Ste 101
Salt Lake City UT
801-487-3245
Access 2 Cash
84116, 65 North 1000 West
Salt Lake City UT
801-886-2662
Access 2 Cash
84118, 4722 South 4000 West
Salt Lake City UT
801-840-2274
Access 2 Cash
84101, 65 North 10Th West
Salt Lake City UT
801-886-2662
Advanced Financial Systems
84115, 555 Billinis Road
Salt Lake City UT
801-261-5302
All Types Check Cashing
84111, 369 South Main Street
Salt Lake City UT
801-328-2274
A-Quick Title Loans
84115, 1445 South State Street
Salt Lake City UT
801-485-9999
Bonneville Collections
84115, 2970 South Main Street Suite 202
Salt Lake City UT
801-485-1005
BUCKEYE CHECKSMART
84116, 832 W North Temple
Salt Lake City UT
801-359-6300
BUCKEYE CHECKSMART
84115, 1842 S 300 W
Salt Lake City UT
801-463-1800
Cash Advance
84115, 279 East 3300 South
Salt Lake City UT
801-463-2800
Cash Advance
84118, Salt Lake City
Salt Lake City UT
801-968-2316
Cash Advance
84119, 1607 West 3500 South
Salt Lake City UT
801-908-5415
Cash Advance
84115, 85 West 3300 South
Salt Lake City UT
801-466-7070
Cash Asap
84107, 4379 South State Street
Salt Lake City UT
801-262-5585
CASH ASAP
84107, 4379 S State St
Salt Lake City UT
801-262-5585
Cash Store
84121, 5642 South 900 East
Salt Lake City UT
801-269-8800
CASH STORE
84101, 3292 S Richmond St
Salt Lake City UT
801-478-4100
CASH STORE
84121, 5642 S 900 E
Salt Lake City UT
801-269-8800
Check City
84101, 7773 South 3713 Jordan Landin West
Salt Lake City UT
801-486-2020
Check City
84119, 3491 South Redwood Road
Salt Lake City UT
801-486-2020
Check City
84115, 2120 South State Street
Salt Lake City UT
801-484-2424
Check City
84109, 2311 East 3300 South
Salt Lake City UT
801-486-2020
Check City
84123, 5575 South Redwood Road
Salt Lake City UT
801-984-9700
Check City
84118, 2490 West 4700 South
Salt Lake City UT
801-964-9700
CHECK CITY
84123, 5575 S Redwood Rd
Salt Lake City UT
801-327-9030
CHECK CITY
84119, 3491 S Redwood Rd
Salt Lake City UT
801-924-0680
CHECK CITY
84109, 2311 E 3300 S
Salt Lake City UT
801-486-2020
CHECK CITY
84115, 2120 S State St
Salt Lake City UT
801-484-2424
Check City - Taylorsville
84123, 5575 South Redwood Road
Salt Lake City UT
801-327-9030
Check City - West Valley
84119, 3491 South Redwood Road
Salt Lake City UT
801-924-0680
Check Express
84107, 6191 South State Street
Salt Lake City UT
801-262-6746
Check Express
84107, 4901 South State Street
Salt Lake City UT
801-262-6746
Checkfast Inc
84116, 5181 Amelia Earhart Drive
Salt Lake City UT
801-364-8200
Check Into Cash
84107, 867 East 4500 South
Salt Lake City UT
801-293-3106
Check Into Cash
84118, 4085 West 5415 South
Salt Lake City UT
801-968-2301
Check Into Cash
84107, 6548 South State Street
Salt Lake City UT
801-685-2902
CHECK INTO CASH
84107, 867 E 4500 S
Salt Lake City UT
801-293-3106
CHECK LINE
84119, 3450 S Redwood Rd # 4
Salt Lake City UT
801-973-0404
Check Loan
84107, 5899 South State Street Suite 12
Salt Lake City UT
801-288-1777
Check Loan
84123, 4889 South Redwood Road
Salt Lake City UT
801-263-6666
Checkmate
84123, 4087 South Redwood Road
Salt Lake City UT
801-973-4265
Checkmate
84107, 6066 South State Street
Salt Lake City UT
801-261-9557
CHECKMATE
84101, 1290 S 300 W
Salt Lake City UT
801-478-0728
Check Max
84119, 2099 West 3500 South
Salt Lake City UT
801-994-3540
CHECK MAX
84116, 65 N 1000 W
Salt Lake City UT
801-994-0616
Check Point Check Service Inc
84115, 3446 South Main Street
Salt Lake City UT
801-484-1920
Chek Line
84118, 3762 West 5400 South
Salt Lake City UT
801-982-7447
Chek Line
84115, 3424 South State Street
Salt Lake City UT
801-484-4224
Chek Line
84124, 3950 Highland Drive
Salt Lake City UT
801-272-6900
Chek Line
84119, 3460 South Redwood Road Suite 4
Salt Lake City UT
801-973-0404
CHEK LINE
84107, 5320 S State St
Salt Lake City UT
801-506-7777
CHEK LINE
84124, 3950 Highland Dr
Salt Lake City UT
801-272-6900
COMMISSION EXPRESS
84121, 1270 Grove Hollow Ct
Salt Lake City UT
801-265-8500
COMMISSION EXPRESS
84121, 6943 Twin Aspen Cv
Salt Lake City UT
801-265-8500
Easy Money
84111, 350 East 200 South
Salt Lake City UT
801-359-2212
Easy Money
84107, 6612 South State Street
Salt Lake City UT
801-926-8883
Easy Money
84118, 4140 West 5415 South
Salt Lake City UT
801-966-2700
EASY MONEY
84111, 350 E 200 S
Salt Lake City UT
801-359-2212
Money 4 You
84119, 2630 West 3500 South
Salt Lake City UT
801-965-9095
MONEY 4 YOU MR MONEY PAYDAY LO
84123, 4128 S Redwood Rd
Salt Lake City UT
801-955-2795
Money Mart
84111, 370 South State Street
Salt Lake City UT
801-532-5766
Money Mart
84119, 3514 West 3500 South
Salt Lake City UT
801-964-1412
MONEY MART
84111, 370 S State St
Salt Lake City UT
801-532-5766
Money Place
84118, 3742 West 5400 South
Salt Lake City UT
801-968-4216
MONEY PLACE
84111, 369 S Main St
Salt Lake City UT
801-386-8221
MONEY PLACE
84118, 3742 W 5400 S
Salt Lake City UT
801-968-4216
Mr Money
84123, 4128 South Redwood Road
Salt Lake City UT
801-955-2795
Nationwide Budget Finance
84111, 665 South State Street
Salt Lake City UT
801-575-8172
Now Payment & Recovery Systems
84101, Salt Lake City
Salt Lake City UT
801-487-6125
Now Recovery
84106, 1050 East 3300 South Suite 203
Salt Lake City UT
801-487-6125
Paymaster Check Protection Equipment
84101, Salt Lake City
Salt Lake City UT
801-467-9844
Progressive Finance
84115, 3877 South 400 East
Salt Lake City UT
801-685-7999
QC FINANCE
84111, 665 S State St
Salt Lake City UT
801-575-8172
Quick Loan
84101, Salt Lake City
Salt Lake City UT
801-485-8181
Quick Loan
84118, 1879 West 5400 South
Salt Lake City UT
801-964-8181
Quick Loan
84106, 675 East 2100 South
Salt Lake City UT
801-485-8181
QUICK LOAN
84106, 675 E 2100 S
Salt Lake City UT
801-485-8181
Rainbow Check Cashing
84115, 3424 South State Street Suite B
Salt Lake City UT
801-484-4224
RAINBOW CHECK CASHING
84115, 3424 S State St Ste E
Salt Lake City UT
801-484-4224
Usa Cash Services
84118, 2588 West 4700 South
Salt Lake City UT
801-969-7000