Lakewood Residents Can Get Dire Financial Help With Short-Term Payday Loans

Most people have experienced an emergency where they needed immediate access to cash. Even people who have a job and regular paychecks can find themselves in the unfortunate situation of needing money for an unexpected expense. Thankfully, the payday loan industry exists to help individuals out when they need it most with payday loans.

Are you an Lakewood resident who is in need of quick cash to tide you over until payday? If so, then you need to consider payday loans to help you through the rough times.

As an Lakewood resident, you have many choices in payday loan lenders you can choose from. You just need to fill out an application – either online or in person – to start the Lakewood payday loans process. In most cases, once you’re approved, you can have the money in as little as 24 hours (or one business day).

Should Lakewood Residents Get A Payday Loan?

The biggest reason – the number one reason – payday loans are so popular is that they fill the gap for immediate funds. For example, your car breaks down, and you’re told it’ll be $1,000 to repair it, so it works again. Payday isn’t until two more weeks. What do you do then? This is why Lakewood payday loans became so popular. They addressed the unexpected issues that arise in your life.

Although the payday loans industry has received more negative backlash than positive, the stance still stands that they are an ideal solution to a financial burden. Of course, if you’re constantly faced with financial problems, you don’t want to get a loan in the hopes to fix it. Instead, you need to work on your overall budget and see what needs trimming. Lakewood Payday loans are for people who absolutely have no other means to address a financial crisis.

What Does A Payday Loan in Lakewood Mean?

Lakewood Payday loans are a short-term fix to address an immediate negative situation, helping you to overcome the problem and get back on your feet.

How To Attain An Lakewood Loan?

Lakewood residents who decide to ask for a payday loan from a lender are protected thanks to the laws of the state. Before you send off applications to a lender, make sure you read and understand the laws to ensure you know what rules and regulations you must follow and the lending industry must abide to. Lakewood residents who seek these loans should never be caught unawares, as it could lead to a continual cycle of debt that you may feel you’ll never get out from under of.

There is an old saying – knowledge is power. Protect yourself with knowledge, and you give yourself the power to protect your wallet and way of life.

5 Terms Lakewood Residents Should Know Before Filling Out A Payday Loan Application

There are five key terms Lakewood residents need to know when reading the conditions of the Lakewood payday loan contract. These terms include:

  • Finance Charges – This is the amount you are charged for every so many dollars you borrow. Lakewood residents who get a $30 loan cannot be charged in excess of $1 for every $5. For a $30 loan, this translates to $6.
  • Acquisition Charges – Lakewood residents who borrow between $30 and $100 have a one-tenth of the loan acquisition charge. A maximum acquisition charge of $10 is applied to any Lakewood loan over $100.
  • Maximum APR – The annual percentage rate for an Lakewood resident’s 14-day, $100 loan is 309 percent.
  • Maximum Amount – There is no maximum payday loan amount specified for Lakewood residents.
  • Maximum Term – Residents who get payday loan in Lakewood may have a repayment term of one week up to 31 days.

What Are The Lakewood Payday Loans Requirements For Eligibility?

There are five eligibility requirements to attain payday loans:

  • 18 years of age or older.
  • A legal Lakewood resident. You must provide documentation that proves you live in the area.
  • Minimum $1,000 income with steady income source (job). This is to be sure you can repay the loan.
  • Valid email address and phone number.
  • No pending bankruptcy litigation.

You must also provide your name, address and social security number. You must let the Lakewood payday loans lender know how much you want to borrow. If approved, the lender will reach out to let you know that the loan’s terms and conditions are.

Lakewood residents who need immediate cash can use this short-term loan option to help them through the tough times. While it’s not going to fix all your financial problems, it will address the immediate need you have.

Lakewood Payday Loans and Cash Advance Companies

Ace Americas Cash Express
98499, 10519 Bridgeport Way Southwest
Lakewood WA
253-581-3000
ACE CASH EXPRESS
98499, 10519 Bridgeport Way Sw
Lakewood WA
253-581-3000
ACE CASH EXPRESS
98498, 7701 Steilacoom Blvd Sw Ste 4
Lakewood WA
253-581-1137
Advance America
98499, 5700 100Th Street Southwest
Lakewood WA
253-582-6967
ADVANCE AMERICA
98499, 7801 Bridgeport Way W Ste 100
Lakewood WA
253-472-9600
ADVANCE AMERICA
98499, 5700 100th St Sw Ste 360
Lakewood WA
253-582-6967
Advance Cash
98498, Po Box 98227
Lakewood WA
253-583-8136
Advanced Cash
98439, Lakewood
Lakewood WA
425-432-8882
Advanced Cash-Lakewood
98499, 5939 Steilacoom Blvd Sw
Lakewood WA
253-583-8136
ALLIED CASH ADVANCE
98499, 9523 Gravelly Lake Dr Sw
Lakewood WA
253-512-0396
B & I Check Cashing
98499, 8012 S Tacoma Way Ste 20
Lakewood WA
253-584-2869
B & I Check Cashing
98499, 8012 South Tacoma Way Suite 20
Lakewood WA
253-584-2869
B & I CHECK CASHING
98499, 8012 S Tacoma Way Ste 32
Lakewood WA
253-584-2869
Cash N Advance
98498, 15109 Union Avenue Southwest
Lakewood WA
253-588-2446
CASH N ADVANCE
98498, 15109 Union Ave Sw
Lakewood WA
253-588-2446
Check Into Cash
98499, 11011 Bridgeport Way Southwest
Lakewood WA
253-588-3500
CHECK INTO CASH
98499, 5605 Lakewood Towne Center Blv
Lakewood WA
253-588-3500
CHECK INTO CASH
98499, 11011 Bridgeport Way Sw
Lakewood WA
253-588-3500
CHECKMATE
98499, 10138 Bridgeport Way Sw
Lakewood WA
253-584-6499
Checkmate - Lakewood
98499, 10138 Bridgeport Way Southwest
Lakewood WA
253-584-6499
J & S Payday Loans Inc
98499, 10307 Bridgeport Way Southwest Suite A
Lakewood WA
253-983-9380
J & S PAYDAY LOANS INC
98499, 10307 Bridgeport Way Sw Ste A
Lakewood WA
253-983-9380
Kash It Inc
98498, 15206 Union Avenue Southwest Suite 2
Lakewood WA
253-984-1461
LOAN MART MONEY MART
98499, 10011 Bridgeport Way Sw Ste 70
Lakewood WA
253-983-1443
Monetary Management Of Ca Inc
98499, 10009 Bridgeport Way Sw
Lakewood WA
253-983-1443
Moneyback
98498, 15109 Union Avenue Southwest
Lakewood WA
253-983-1006
Moneyback
98498, 15206 Union Ave Sw Ste 2
Lakewood WA
253-983-1006
Moneyback
98498, 15206 Union Avenue Southwest Suite 2
Lakewood WA
253-983-1006
Moneyback
98499, 11916 Pacific Highway Southwest
Lakewood WA
253-589-4550
MONEYBACK
98499, 11916 Pacific Hwy Sw
Lakewood WA
253-589-4550
MONEYTREE
98499, 8904 S Tacoma Way
Lakewood WA
253-984-6669
Payday Xpress
98499, 12500 Bridgeport Way Southwest
Lakewood WA
253-582-8800
RENT A CENTER
98499, 5309 100th St Sw
Lakewood WA
253-582-2292